Is It Time for Long-Term Care?
Posted: December 21, 2022
Is It Time for Long-Term Care?Most people prefer to remain in their own homes as long as possible and may dread the idea of a nursing home – even though many long-term care facilities are excellent. If you notice changes in lifestyle, abilities, or personal care, it may be time to consider getting help. What is Long-Term Care? Long-term care is a set of services designed for people who could...
Standard vs. Hybrid Life Insurance: Which Is Better?
Posted: October 22, 2021
Standard vs. Hybrid Life Insurance: Which Is Better?Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...